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Most companies have multiple bank accounts. At any particular moment some of these may have positive balances and others be overdrawn. The problem of managing these account balances is exacerbated when the company operates in a number of countries and has accounts in a variety of currencies. Corporate treasurers have four prime objectives in terms [...]
Given all of the factors involved in determining pricing and granting approval it is a wonder that a bank ever makes any loans. Adam Smith’s “invisible hand” plays a major role in pricing. This is more apparent in the bond market where information and terms on issues are in the public domain. Bonds are also [...]
The goals that underpin consumer choice can usually be met in alternative ways. If two products cost the same, a consumer will choose to buy the one expected to have the higher benefit. On the other hand, if two products yield equal benefits, the consumer will choose to buy the cheaper one. Fundamentally, we assume [...]
